LoyalFans Agency Contract
Written by Sophia Brecht Published Last updated
A LoyalFans agency contract should answer six questions before you sign: what the commission is charged on, how the agency reaches your account without your password, whose bank account LoyalFans pays, whether you will be moved under a studio and at what split, how you leave with the account intact, and what the agency may do with AI. LoyalFans’ own terms already settle part of each answer.
We read LoyalFans’ terms of service, creator supplement, acceptable use policy and Studio Agreement on 30 September 2026. We are an agency ourselves, so check our reading against those documents.
Which clauses belong in a LoyalFans agency contract?
The ones that decide money, access and exit. Here is what a sound version looks like on LoyalFans, and what should make you stop.
| Clause | What good looks like | Red flag |
|---|---|---|
| Commission basis | One percentage and the figure it applies to, with a worked example | A range, or “gross” and “net” used without definition |
| Refunds and chargebacks | Commission calculated after refunds and chargebacks are deducted | Commission kept on money LoyalFans later takes back |
| Access method | The method named in writing; you keep your login and two-factor device | A request for your password, or for your email or phone number to be changed |
| Payout route | LoyalFans pays an account in your name; the agency invoices you | The agency’s bank details on your account |
| Studio move | Stated up front, with the split rate, its base and a payment date | An invitation to confirm a split nobody has explained |
| Exit | A notice period, access removed on a stated day, no fee | A penalty, a claim on later earnings, or a ban on staying on LoyalFans |
| AI | People write the messages; no AI likeness of you is made | “AI chatter” coverage with nobody reading |
| Upfront costs | None | Setup fees, content packages or paid training |
What should the commission clause say?
One rate, and the number it is taken from. LoyalFans keeps 20% of every fan payment, tips included, so a rate on gross and a rate on what reaches you differ by a fifth.
Take $5,000 in fan payments. LoyalFans keeps $1,000 and you receive $4,000. A 30% commission is then $1,500 if it is charged on the $5,000 and $1,200 if it is charged on the $4,000. Those are our sums; the contract should show its own.
LoyalFans’ creator supplement also says successful refunds and chargebacks “will reduce Creator Earnings payable to Creator, but will not reduce Platform Fees”. The contract should say whether commission is worked out before or after those deductions. For reference, we charge 30% to 60% of the revenue the account generates, set by the scope of the work and written into the agreement before anyone signs, with no setup fee or retainer. Our commission study found that none of the nine agencies we checked publishes a LoyalFans management rate at all.
How should the contract describe access to your account?
It should name the method, because LoyalFans’ terms of service forbid giving anyone access “using your username, password, or other security information.”
LoyalFans does accept outside help. The same terms tell fans that “nonparties may assist Creators in operating their accounts and in Creator Interactions”, and they keep the creator legally responsible for everything published. LoyalFans’ built-in route for that help is the delegated account: the helper uses their own LoyalFans account, you confirm by email and can revoke access at any time. Whatever method an agency uses, the contract should state it and confirm that the account email, the two-factor device and the payout details stay with you. That is how we work, with access agreed in writing before we start.
Who should LoyalFans pay?
You, unless you have knowingly agreed to a studio arrangement. On a normal creator account LoyalFans pays you twice a month, and the agency sends you an invoice afterwards.
LoyalFans pays an entity’s bank account only where the creator holds majority control of that entity, so a company account the agency controls does not qualify. The creator supplement also bars creators from taking payment for their content through outside providers such as PayPal or Paxum. An offer to collect fan money off the platform on your behalf runs into that rule.
Will the agency move you under a studio account?
Ask the question directly, because the answer changes who receives your money. Under LoyalFans’ studio program the studio receives the 80% and pays you a split set between 10% and 60%, which you confirm in an email from LoyalFans.
LoyalFans’ Studio Agreement requires the studio to hold a written agreement with each creator that provides “reasonable compensation” and does not stop the creator leaving “at any time” or registering again after leaving. If the agency is a studio, ask for that agreement and for the split terms in writing. Our guide to the LoyalFans studio program explains the mechanics.
What happens to the account when you leave?
It stays yours. LoyalFans says a creator’s registration is for the creator’s own use and must not be sold, rented or transferred, so a contract clause that treats your account as the agency’s asset has nothing to stand on.
The exit clause should give a notice period in days, the date the agency’s access ends (for a delegate, you revoke it yourself), and a final invoice covering only the period worked. Anything claiming a share of what you earn after the contract ends deserves a lawyer’s reading before you sign.
Does LoyalFans’ non-solicitation clause bind you?
Not as written. The two-year non-solicitation clause in the Studio Agreement is a promise the studio makes to LoyalFans: not to hire or solicit LoyalFans staff or anyone who has been a creator on the platform in the previous 12 months.
If an agency contract puts its own restriction on you, such as a ban on working with another manager or on keeping your LoyalFans account after you leave, compare it with LoyalFans’ rule that studio contracts must let creators leave at any time.
What should the contract say about AI?
That people write your messages and nobody generates a lifelike AI version of you. LoyalFans’ acceptable use policy prohibits photorealistic AI content, AI that interacts with users “without human oversight”, and passing AI material off as human work.
Our chatters are people: software assists them, and a human writes every message. A contract promising round-the-clock “AI chatting” with no one reading describes something LoyalFans prohibits, and the terms leave you responsible for it. For the numbers side of any deal, see what LoyalFans agencies take and our own pricing.